Last update: Nov 20 2008 12:01PM PST Conforming Loan Programs Conforming rates for loans under $417,000. Program Rates Points APR 30 yr fixed conforming 5.500 1.100 5.6 5.625 0.725 5.691 5.750 0.225 5.771 5.875 -0.025 5.873 6.000 -0.400 5.963 15 yr fixed conforming 5.250 1.100 5.42 5.375 0.725 5.487 5.500 0.475 5.573 5.625 -0.025 5.621 5.750 -0.275 5.707 3/1 ARM 5.500 0.850 5.319 5.625 0.475 5.316 5.750 0.225 5.324 5.875 0.100 5.343 6.000 -0.025 5.362 30/5 yr fixed or 5/1 ARM 5.500 0.975 5.377 5.625 0.725 5.402 5.750 0.475 5.428 5.875 0.225 5.453 6.000 0.100 5.49 30/7 yr fixed or 7/1 ARM 5.750 1.100 5.556 5.875 0.850 5.597 6.000 0.600 5.638 6.125 0.100 5.655 6.250 -0.025 5.708 10/1 ARM 6.000 0.973 5.799 6.125 0.590 5.846 6.250 0.196 5.892 6.375 -0.180 5.94 6.875 -0.310 6.267 Adjustable 5.375 1.086 5.276 5.500 0.807 5.261 5.625 0.539 5.248 5.750 0.287 5.236 5.875 0.052 5.226   Jumbo Loan Programs Jumbo rates for loans over $417,000. Program Rates Points APR 30 yr fixed jumbo 15 yr fixed jumbo 3/1 jumbo ARM 5/1 jumbo ARM 7/1 jumbo ARM 10/1 jumbo ARM Adjustable   APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

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